Ridesharing services allow passengers to hail rides from drivers using a smartphone app. While ridesharing offers convenience and flexibility, it also comes with risks—namely an increase in auto accidents.
South Carolina has seen a rise in crashes involving rideshare drivers. With minimal regulations in place, victims of these accidents often face confusion over liability and insurance coverage. Many are calling for tighter rules and more oversight of rideshare companies to improve public safety.
The Growth of Ridesharing in South Carolina
Ridesharing first launched in South Carolina in 2015. Uber arrived in Charleston, followed by Lyft two years later. These services quickly expanded to other major cities like Columbia and Greenville.
Today, thousands of drivers work for Uber and Lyft across the state. South Carolina has minimal requirements for rideshare drivers compared to other states. They only need a regular driver’s license, vehicle registration, insurance, and a background check.
The ease of becoming a rideshare driver has led to rapid growth. More drivers means more rides, but also more potential for accidents.
Rideshare Driver Negligence
Rideshare drivers are independent contractors, not employees of Uber and Lyft. The companies claim no liability for driver actions.
This arrangement puts the responsibility solely on the driver. If they are negligent and cause an accident, they are liable for any injuries and damages.
Common examples of rideshare driver negligence include:
- Speeding or reckless driving
- Distracted driving – texting, talking on the phone
- Drowsy driving
- Driving under the influence of drugs or alcohol
- Improper lane changes, turns, or merging
Victims injured by a negligent rideshare driver can file a personal injury lawsuit against the driver directly. But collecting compensation may be difficult if the driver lacks sufficient insurance.
Insurance Coverage Confusion
Rideshare insurance regulations in South Carolina are murky. Coverage varies depending on when the rideshare app is on versus off.
- Personal auto insurance may exclude rideshare activity.
- Rideshare companies only provide contingent liability coverage from the time a passenger is picked up until dropped off.
- Drivers may have coverage gaps in between rides or when the app is off.
This patchwork of insurance leaves accident victims vulnerable. An insurer may deny a claim due to uncertain liability.
Calls for Reform
To improve public safety, South Carolina lawmakers and regulators are considering the following reforms:
Stricter Driver Requirements
Tougher screening and training of rideshare drivers could weed out unqualified applicants. Extra vetting procedures may include fingerprint background checks, vehicle inspections, and driver skill testing.
Expanded Insurance Mandates
New laws could close insurance gaps by requiring rideshare companies to provide coverage whenever a driver is logged into the app. This would protect victims no matter when an accident occurs.
Rideshare Regulations
Rules tailored specifically to ridesharing could establish safety protocols, accountability measures, and legal rights for injured parties. A statewide framework would eliminate confusion over liability.
As ridesharing continues to grow, South Carolina has an opportunity to implement reforms before accidents and injuries get out of hand. Other states have taken action to regulate rideshare companies, protect drivers and passengers, and make the roads safer.
Protect Your Rights After a Rideshare Accident
If you or a loved one gets injured by a negligent rideshare driver in South Carolina, contact the experienced personal injury attorneys at Monge & Associates for a free consultation by calling (888) 477-0597. We will review the details of your case and advise you on the best legal options. With 32 offices in 19 states, including South Carolina, Florida, and Illinois, our goal is to hold negligent parties fully accountable and get you the maximum compensation you deserve. Don’t delay in seeking legal help.