The aftermath of an Ohio car accident can be a nightmare, made even worse when insurance companies delay or deny legitimate claims. As medical bills pile up and financial pressures mount, victims are left to navigate a complex and often hostile claims process.
If you find yourself in this situation, an attorney can help you fight for the compensation you desperately need and rightfully deserve. From negotiating with insurance representatives to filing an appeal, a skilled Cincinnati, OH car accident lawyer can stand by your side at every step.
Why Would an Insurance Company Deny or Delay a Claim?
Insurance companies are businesses, and their primary goal is to maximize profits. Unfortunately, this can sometimes lead to the unfair denial or delay of valid claims. Some common reasons why an insurance company may deny or delay a claim include:
- The insurance company believes that the policyholder was at fault for the accident.
- There is a dispute over the severity or extent of the injuries sustained.
- The insurance company claims that the policyholder failed to provide proper documentation or evidence.
- The insurance company alleges that the policyholder made false statements or misrepresented facts.
Recognizing the Signs of Bad Faith Insurance Tactics
When an insurance company acts unreasonably or unfairly in handling a claim, it may be engaging in bad faith practices. Bad faith occurs when an insurer knowingly or recklessly disregards the rights of the policyholder or claimant, preventing them from recovering the compensation that they deserve.
Some common examples of bad-faith tactics include:
- Denying a claim without conducting a proper investigation.
- Offering an unreasonably low settlement amount.
- Failing to communicate important information or updates to the policyholder.
- Delaying payment of a valid claim without justification.
If you suspect that your insurance company is acting in bad faith, you may have the right to pursue legal action against the company itself. An attorney can help identify whether your case qualifies as bad faith and pursue litigation.
What to Do If Your Ohio Car Insurance Claim Is Delayed or Denied
If your car accident insurance claim has been unfairly delayed or denied, do not give up hope. An attorney can apply pressure on the insurance company to process your claim promptly. They can also negotiate aggressively to secure the compensation you deserve. Your lawyer can also identify bad faith tactics and initiate legal action to hold the insurer accountable for their actions.
In some cases, it may be necessary to file an appeal or escalate the matter to a lawsuit. An attorney can guide you through this process, gather evidence to support your claim, and fight for your rights in court if necessary.
Trust an Attorney from Monge & Associates to Stand Up for Your Rights
Dealing with delayed or denied insurance claims can be frustrating and overwhelming. Don’t let insurance companies take advantage of you during this challenging time. The attorneys at Monge & Associates can help you navigate the complex claims process and fight for the compensation you rightfully deserve.
Contact us today at (513) 224-5591 or toll-free at (888) 302-7176 to discuss your case and learn how our lawyers can fight for you.